Legal Policy of a.expert

Introduction

A.expert is a platform that facilitates the posting of advertisements, providing users with the opportunity to offer goods and services. Our goal is to create a transparent and secure environment for our users’ interactions. This document outlines the rights and obligations of users and the administration of a.expert. By posting advertisements on a.expert, you agree to the terms outlined herein.

General Provisions

1. a.expert provides users with a technological platform for posting and searching advertisements. We do not participate in transactions between users and are not responsible for the quality, safety, legality, accuracy, or truthfulness of the advertisements posted on the platform.
2. Users are solely responsible for complying with U.S. federal laws, state laws, and local regulations when posting advertisements and conducting transactions.

Registration and Authentication via Google

1. a.expert uses Google authentication services for user registration and login. By registering and logging in through Google, users agree to Google’s Terms of Service and Privacy Policy, which govern the collection, use, and storage of their data during the authentication process.
2. a.expert does not store users’ Google login credentials. However, the platform will access and store necessary user information such as name, email address, and profile picture, as permitted by Google’s API, to facilitate account management and personalized services.
3. Users acknowledge that any issues related to the Google account they use for a.expert access (e.g., account suspension, deactivation, or security breaches) must be resolved directly with Google. a.expert cannot be held responsible for disruptions caused by Google account issues.
4. Users are responsible for ensuring the security of their Google account, including enabling two-factor authentication (2FA) if necessary, to protect their a.expert account from unauthorized access.

Rights and Obligations of the Parties

Users:

• Users are required to provide accurate information in their advertisements, respect copyright, and intellectual property rights of third parties.
• Users are responsible for any transactions made based on the information posted in their advertisements.
• Users must comply with the site’s privacy and data protection policies. Violation of the site’s rules may result in account suspension or termination.

a.expert:

• a.expert is not responsible for the accuracy, timeliness, or completeness of the advertisements posted by users.
• a.expert reserves the right to remove or modify any advertisement that violates laws, site policies, or if there are complaints from other users.
• a.expert does not monitor or guarantee the fulfillment of obligations by parties in transactions conducted through the platform.

Limitation of Liability

1. a.expert is not liable for:
   1. Any losses related to the use of the site, including, but not limited to, loss of profits, data, or other damages resulting from the use or inability to use the platform.
   1. The quality, safety, legality, or accuracy of the goods and services advertised on the platform.
   1. The unlawful actions of third parties, such as fraud, hacking, or illegal activities carried out by users of the platform.
   1. Any disruptions, delays, or data breaches arising from the use of Google services for authentication.
2. a.expert provides the platform “as is” and does not guarantee uninterrupted operation. The administration is not responsible for temporary technical disruptions or errors on the platform.

U.S. Laws, State, and Local Regulations

All users must adhere to U.S. federal laws, as well as state and local regulations, when posting content or conducting transactions through a.expert. This includes, but is not limited to:

• Federal Trade Commission (FTC) Regulations: Advertisers must ensure that their advertisements comply with truth-in-advertising standards as outlined by the FTC. Misleading or deceptive ads, including false claims about products or services, are prohibited.
• Intellectual Property Laws (Copyright Act, Lanham Act, etc.): Users must ensure that the content they post does not infringe upon the intellectual property rights of others.
• State-specific Advertising Laws: Some states, such as California, have their own specific advertising requirements, including stricter privacy regulations under the California Consumer Privacy Act (CCPA). Advertisers must be aware of and comply with local rules where applicable.
• Financial Transactions: Advertisements related to financial products and services, such as loans or investments, must comply with state usury laws and any applicable federal regulations, such as the Truth in Lending Act (TILA) and Dodd-Frank Act.
• Regulations on Goods and Services: Depending on the type of goods or services being advertised (such as alcohol, tobacco, firearms, and pharmaceuticals), users must adhere to both federal and state regulations, including obtaining the proper licenses and certifications. For example:
  • Alcohol: Advertisements involving alcohol must comply with the Alcohol and Tobacco Tax and Trade Bureau (TTB) rules, as well as state laws regarding the sale and distribution of alcohol.
  • Firearms: Advertisements for firearms must follow the federal Gun Control Act and local laws, such as California’s strict gun sales regulations.
  • Pharmaceuticals: Advertising of prescription drugs must be compliant with FDA regulations and may require additional approval in certain states.

Privacy and Data Collection

• a.expert is committed to protecting users’ personal data and will not share it with third parties without consent, except as required by U.S. law or local regulations.
• Users are prohibited from submitting confidential third-party information without their explicit consent.
• a.expert uses Google for registration and login purposes and thus relies on Google’s data security and privacy measures. Users’ personal information retrieved from Google will be handled in accordance with a.expert’s privacy policy, which is aligned with relevant U.S. federal and state laws, such as the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR) where applicable.

Advertising Policies

Users are required to post advertisements that comply with U.S. laws and a.expert’s terms:

• Advertisements for regulated goods and services (e.g., medical products, firearms, alcohol) must adhere to federal, state, and local laws.
• Advertisements must not contain offensive materials, pornography, hate speech, violent content, or any content that violates moral or legal standards.
• Advertisements must not mislead users or offer fraudulent goods or services.

Indemnification

1. a.expert disclaims all liability for any intellectual property violations arising from advertisements posted by users. In the event of claims from third parties regarding copyright or trademark infringement, the user who posted the ad will be solely responsible.
2. a.expert reserves the right to cooperate with law enforcement authorities in the event of any legal investigations related to user violations.

Transaction Terms

1. a.expert is not a party to transactions conducted between users and is not liable for the fulfillment of any obligations arising from such transactions.
2. All transactions conducted through a.expert are at the users’ own risk. Users must independently verify the reliability and integrity of other parties.

Governing Law and Dispute Resolution

In the event of any disputes arising from the use of a.expert, they shall be governed by the laws of the state in which the user is located, as well as the applicable federal laws of the United States. Any legal claims must be filed in the appropriate jurisdiction based on the user’s location or the location where a.expert conducts its operations.

Amendments

a.expert reserves the right to amend this policy and the site’s terms at any time. Users will be notified of any significant changes, and continued use of the platform constitutes acceptance of these changes.

Conclusion

This legal document governs the use of the a.expert platform and is binding on all users. Any violation of these terms may result in suspension or termination of access to the platform. a.expert reserves the right to modify this document and its policies as necessary.